Call reports 2018
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2018
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 139,822,000 | 138,407,000 | 136,310,000 | 140,368,000 |
| Total loans | 25,772,000 | 29,705,000 | 17,703,000 | 16,974,000 |
| Allowance for loan losses | 1,195,000 | 1,017,000 | 846,000 | 662,000 |
| Securities available for sale | 21,782,000 | 26,114,000 | 25,098,000 | 24,268,000 |
| Securities held to maturity | 500,000 | 800,000 | 800,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,948,000 | 123,486,000 | 120,848,000 | 124,302,000 |
| Interest-bearing deposits | 52,160,000 | 53,161,000 | 51,673,000 | 50,578,000 |
| Noninterest-bearing deposits | 73,788,000 | 70,325,000 | 69,175,000 | 73,724,000 |
| Equity capital | 13,268,000 | 14,333,000 | 14,499,000 | 15,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,732,000 | 3,241,000 | 4,576,000 | 5,777,000 |
| Interest expense | 6,000 | 13,000 | 19,000 | 43,000 |
| Net interest income | 1,726,000 | 3,228,000 | 4,557,000 | 5,734,000 |
| Noninterest income | 1,084,000 | 1,732,000 | 2,488,000 | 3,243,000 |
| Noninterest expense | 1,425,000 | 2,548,000 | 3,749,000 | 4,909,000 |
| Provision for loan losses | 977,000 | 1,438,000 | 1,725,000 | 1,896,000 |
| Pretax income | 408,000 | 974,000 | 1,571,000 | 2,172,000 |
| Income tax | 0 | 2,000 | 333,000 | 566,000 |
| Net income | 408,000 | 972,000 | 1,238,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,946,000 | 13,126,000 | 13,410,000 | 14,140,000 |
| Total capital | 12,417,000 | 13,635,000 | 13,766,000 | 14,481,000 |
| Risk-weighted assets | 36,918,000 | 40,210,000 | 28,016,000 | 26,966,000 |