Call reports 2017
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2017
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 145,689,000 | 128,634,000 | 124,987,000 | 130,642,000 |
| Total loans | 18,010,000 | 18,893,000 | 19,531,000 | 22,296,000 |
| Allowance for loan losses | 365,000 | 472,000 | 508,000 | 839,000 |
| Securities available for sale | 13,827,000 | 11,592,000 | 13,335,000 | 17,716,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,642,000 | 117,152,000 | 113,517,000 | 117,192,000 |
| Interest-bearing deposits | 48,218,000 | 49,040,000 | 49,332,000 | 50,589,000 |
| Noninterest-bearing deposits | 85,424,000 | 68,112,000 | 64,185,000 | 66,603,000 |
| Equity capital | 10,620,000 | 10,853,000 | 10,828,000 | 12,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,383,000 | 3,573,000 | 4,998,000 |
| Interest expense | 6,000 | 11,000 | 17,000 | 23,000 |
| Net interest income | 1,360,000 | 2,372,000 | 3,556,000 | 4,975,000 |
| Noninterest income | 678,000 | 1,317,000 | 1,953,000 | 2,806,000 |
| Noninterest expense | 1,288,000 | 2,570,000 | 3,983,000 | 5,365,000 |
| Provision for loan losses | 105,000 | 396,000 | 776,000 | 1,611,000 |
| Pretax income | 645,000 | 723,000 | 750,000 | 872,000 |
| Income tax | 0 | 0 | 2,000 | -1,745,000 |
| Net income | 645,000 | 723,000 | 748,000 | 2,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,545,000 | 10,624,000 | 10,648,000 | 11,275,000 |
| Total capital | 10,865,000 | 10,970,000 | 11,013,000 | 11,688,000 |
| Risk-weighted assets | 25,446,000 | 27,482,000 | 29,075,000 | 32,301,000 |