Call reports 2016
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2016
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 118,790,000 | 117,164,000 | 117,325,000 | 117,853,000 |
| Total loans | 38,065,000 | 26,609,000 | 19,020,000 | 20,432,000 |
| Allowance for loan losses | 280,000 | 280,000 | 280,000 | 312,000 |
| Securities available for sale | 16,313,000 | 15,754,000 | 15,296,000 | 14,261,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,200,000 | 106,714,000 | 106,582,000 | 107,379,000 |
| Interest-bearing deposits | 47,353,000 | 48,248,000 | 48,353,000 | 46,704,000 |
| Noninterest-bearing deposits | 60,847,000 | 58,466,000 | 58,229,000 | 60,675,000 |
| Equity capital | 9,747,000 | 9,920,000 | 10,145,000 | 9,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,230,000 | 1,702,000 | 2,214,000 |
| Interest expense | 5,000 | 10,000 | 16,000 | 23,000 |
| Net interest income | 696,000 | 1,220,000 | 1,686,000 | 2,191,000 |
| Noninterest income | 1,868,000 | 2,920,000 | 3,645,000 | 4,438,000 |
| Noninterest expense | 1,863,000 | 3,301,000 | 4,342,000 | 5,359,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 45,000 |
| Pretax income | 733,000 | 870,000 | 1,021,000 | 1,267,000 |
| Income tax | 0 | 0 | 0 | 104,000 |
| Net income | 733,000 | 870,000 | 1,021,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,470,000 | 9,607,000 | 9,758,000 | 9,901,000 |
| Total capital | 9,750,000 | 9,887,000 | 10,038,000 | 10,213,000 |
| Risk-weighted assets | 38,511,000 | 32,273,000 | 26,843,000 | 28,318,000 |