Call reports 2015
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2015
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 109,663,000 | 109,575,000 | 100,274,000 | 104,109,000 |
| Total loans | 70,227,000 | 53,101,000 | 43,083,000 | 43,826,000 |
| Allowance for loan losses | 238,000 | 239,000 | 249,000 | 269,000 |
| Securities available for sale | 17,401,000 | 18,424,000 | 17,881,000 | 17,277,000 |
| Securities held to maturity | 0 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,922,000 | 100,699,000 | 90,780,000 | 94,464,000 |
| Interest-bearing deposits | 46,828,000 | 45,266,000 | 42,482,000 | 43,469,000 |
| Noninterest-bearing deposits | 54,094,000 | 55,433,000 | 48,298,000 | 50,995,000 |
| Equity capital | 8,096,000 | 8,292,000 | 8,769,000 | 8,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,604,000 | 2,226,000 | 2,852,000 |
| Interest expense | 5,000 | 11,000 | 16,000 | 21,000 |
| Net interest income | 734,000 | 1,593,000 | 2,210,000 | 2,831,000 |
| Noninterest income | 1,746,000 | 3,449,000 | 4,981,000 | 6,373,000 |
| Noninterest expense | 1,901,000 | 4,010,000 | 5,769,000 | 7,514,000 |
| Provision for loan losses | 0 | 17,000 | 27,000 | 42,000 |
| Pretax income | 964,000 | 1,400,000 | 1,780,000 | 2,033,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 964,000 | 1,400,000 | 1,780,000 | 2,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,669,000 | 8,104,000 | 8,484,000 | 8,737,000 |
| Total capital | 7,907,000 | 8,343,000 | 8,733,000 | 9,006,000 |
| Risk-weighted assets | 55,275,000 | 45,616,000 | 41,887,000 | 44,206,000 |