Call reports 2014
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2014
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 91,212,000 | 89,886,000 | 97,136,000 | 91,256,000 |
| Total loans | 31,396,000 | 36,722,000 | 46,336,000 | 47,462,000 |
| Allowance for loan losses | 238,000 | 227,000 | 230,000 | 238,000 |
| Securities available for sale | 28,653,000 | 29,036,000 | 32,278,000 | 29,556,000 |
| Securities held to maturity | 82,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,604,000 | 82,958,000 | 79,291,000 | 80,730,000 |
| Interest-bearing deposits | 47,003,000 | 45,416,000 | 43,651,000 | 42,849,000 |
| Noninterest-bearing deposits | 37,601,000 | 37,542,000 | 35,640,000 | 37,881,000 |
| Equity capital | 6,121,000 | 6,449,000 | 6,470,000 | 7,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,307,000 | 2,036,000 | 2,768,000 |
| Interest expense | 7,000 | 12,000 | 18,000 | 25,000 |
| Net interest income | 608,000 | 1,295,000 | 2,018,000 | 2,743,000 |
| Noninterest income | 545,000 | 1,236,000 | 2,046,000 | 3,086,000 |
| Noninterest expense | 1,336,000 | 2,699,000 | 4,170,000 | 5,727,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 88,000 |
| Pretax income | -183,000 | -168,000 | -186,000 | 55,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -183,000 | -168,000 | -186,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,466,000 | 6,481,000 | 6,464,000 | 6,705,000 |
| Total capital | 6,704,000 | 6,708,000 | 6,694,000 | 6,943,000 |
| Risk-weighted assets | 37,540,000 | 39,186,000 | 46,489,000 | 44,521,000 |