Call reports 2013
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2013
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 89,903,000 | 88,173,000 | 82,240,000 | 83,465,000 |
| Total loans | 59,770,000 | 59,168,000 | 42,793,000 | 35,361,000 |
| Allowance for loan losses | 342,000 | 242,000 | 236,000 | 210,000 |
| Securities available for sale | 20,175,000 | 21,908,000 | 28,846,000 | 28,181,000 |
| Securities held to maturity | 798,000 | 749,000 | 336,000 | 231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,925,000 | 78,886,000 | 75,651,000 | 77,226,000 |
| Interest-bearing deposits | 47,473,000 | 45,411,000 | 45,209,000 | 44,086,000 |
| Noninterest-bearing deposits | 34,452,000 | 33,475,000 | 30,442,000 | 33,140,000 |
| Equity capital | 7,060,000 | 6,401,000 | 5,677,000 | 5,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,605,000 | 2,370,000 | 3,111,000 |
| Interest expense | 16,000 | 29,000 | 42,000 | 52,000 |
| Net interest income | 786,000 | 1,576,000 | 2,328,000 | 3,059,000 |
| Noninterest income | 2,017,000 | 3,599,000 | 4,360,000 | 4,966,000 |
| Noninterest expense | 2,628,000 | 5,128,000 | 7,243,000 | 9,132,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 175,000 | 195,000 | -407,000 | -959,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 195,000 | -407,000 | -959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,566,000 | 6,619,000 | 6,048,000 | 6,299,000 |
| Total capital | 6,908,000 | 6,861,000 | 6,284,000 | 6,509,000 |
| Risk-weighted assets | 51,504,000 | 54,115,000 | 44,943,000 | 40,585,000 |