Call reports 2012
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2012
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 70,860,000 | 67,477,000 | 78,096,000 | 78,379,000 |
| Total loans | 44,637,000 | 46,495,000 | 39,377,000 | 50,642,000 |
| Allowance for loan losses | 461,000 | 411,000 | 401,000 | 403,000 |
| Securities available for sale | 13,119,000 | 12,868,000 | 17,037,000 | 18,820,000 |
| Securities held to maturity | 2,848,000 | 1,440,000 | 1,245,000 | 1,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,029,000 | 59,596,000 | 70,127,000 | 70,642,000 |
| Interest-bearing deposits | 44,468,000 | 40,515,000 | 50,047,000 | 42,755,000 |
| Noninterest-bearing deposits | 14,561,000 | 19,081,000 | 20,080,000 | 27,887,000 |
| Equity capital | 6,882,000 | 7,089,000 | 7,378,000 | 7,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,498,000 | 2,169,000 | 2,836,000 |
| Interest expense | 126,000 | 235,000 | 309,000 | 358,000 |
| Net interest income | 648,000 | 1,263,000 | 1,860,000 | 2,478,000 |
| Noninterest income | 1,562,000 | 2,829,000 | 4,431,000 | 6,021,000 |
| Noninterest expense | 1,962,000 | 3,834,000 | 5,963,000 | 8,544,000 |
| Provision for loan losses | 0 | -59,000 | -59,000 | -59,000 |
| Pretax income | 248,000 | 317,000 | 387,000 | 219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 317,000 | 387,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,598,000 | 6,670,000 | 6,744,000 | 6,358,000 |
| Total capital | 7,060,000 | 7,081,000 | 7,145,000 | 6,761,000 |
| Risk-weighted assets | 46,478,000 | 46,832,000 | 40,243,000 | 48,278,000 |