Call reports 2011
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2011
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 72,186,000 | 67,385,000 | 66,334,000 | 69,289,000 |
| Total loans | 33,752,000 | 34,223,000 | 40,598,000 | 47,276,000 |
| Allowance for loan losses | 469,000 | 472,000 | 449,000 | 461,000 |
| Securities available for sale | 8,630,000 | 13,085,000 | 13,811,000 | 11,160,000 |
| Securities held to maturity | 9,251,000 | 7,635,000 | 4,780,000 | 3,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,554,000 | 58,716,000 | 54,310,000 | 56,750,000 |
| Interest-bearing deposits | 58,083,000 | 53,701,000 | 50,056,000 | 51,423,000 |
| Noninterest-bearing deposits | 5,471,000 | 5,015,000 | 4,254,000 | 5,327,000 |
| Equity capital | 6,054,000 | 5,975,000 | 6,396,000 | 6,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,603,000 | 2,371,000 | 3,198,000 |
| Interest expense | 218,000 | 412,000 | 578,000 | 720,000 |
| Net interest income | 614,000 | 1,191,000 | 1,793,000 | 2,478,000 |
| Noninterest income | 803,000 | 1,591,000 | 2,675,000 | 4,502,000 |
| Noninterest expense | 1,546,000 | 3,156,000 | 4,778,000 | 6,803,000 |
| Provision for loan losses | 180,000 | 180,000 | 180,000 | 211,000 |
| Pretax income | -309,000 | -554,000 | -433,000 | 23,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -309,000 | -554,000 | -433,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,006,000 | 5,761,000 | 5,884,000 | 6,346,000 |
| Total capital | 6,455,000 | 6,223,000 | 6,332,000 | 6,807,000 |
| Risk-weighted assets | 35,899,000 | 36,981,000 | 41,831,000 | 44,036,000 |