Call reports 2010
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2010
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 72,000,000 | 67,881,000 | 74,222,000 | 72,051,000 |
| Total loans | 41,341,000 | 42,957,000 | 52,026,000 | 45,804,000 |
| Allowance for loan losses | 488,000 | 545,000 | 645,000 | 478,000 |
| Securities available for sale | 6,215,000 | 4,380,000 | 3,305,000 | 5,204,000 |
| Securities held to maturity | 15,603,000 | 12,582,000 | 11,978,000 | 10,801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,749,000 | 59,647,000 | 61,894,000 | 62,962,000 |
| Interest-bearing deposits | 62,211,000 | 56,574,000 | 58,616,000 | 58,757,000 |
| Noninterest-bearing deposits | 2,538,000 | 3,073,000 | 3,278,000 | 4,205,000 |
| Equity capital | 4,496,000 | 5,612,000 | 6,162,000 | 6,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,203,000 | 3,227,000 | 4,230,000 |
| Interest expense | 306,000 | 589,000 | 848,000 | 1,102,000 |
| Net interest income | 872,000 | 1,614,000 | 2,379,000 | 3,128,000 |
| Noninterest income | 869,000 | 1,946,000 | 3,479,000 | 5,626,000 |
| Noninterest expense | 1,608,000 | 3,204,000 | 4,985,000 | 7,359,000 |
| Provision for loan losses | 75,000 | 310,000 | 439,000 | 750,000 |
| Pretax income | 91,000 | 192,000 | 580,000 | 791,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 192,000 | 580,000 | 791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,764,000 | 5,694,000 | 6,090,000 | 6,311,000 |
| Total capital | 5,252,000 | 6,219,000 | 6,666,000 | 6,789,000 |
| Risk-weighted assets | 44,178,000 | 41,991,000 | 46,304,000 | 42,467,000 |