Call reports 2009
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2009
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 73,816,000 | 71,438,000 | 70,872,000 | 76,565,000 |
| Total loans | 38,650,000 | 40,526,000 | 40,485,000 | 46,268,000 |
| Allowance for loan losses | 392,000 | 417,000 | 509,000 | 415,000 |
| Securities available for sale | 10,749,000 | 8,519,000 | 8,510,000 | 7,594,000 |
| Securities held to maturity | 19,401,000 | 17,693,000 | 17,216,000 | 16,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,390,000 | 61,292,000 | 60,318,000 | 69,593,000 |
| Interest-bearing deposits | 60,507,000 | 57,674,000 | 57,014,000 | 66,491,000 |
| Noninterest-bearing deposits | 3,883,000 | 3,618,000 | 3,304,000 | 3,102,000 |
| Equity capital | 4,102,000 | 4,636,000 | 4,576,000 | 4,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,534,000 | 3,766,000 | 5,090,000 |
| Interest expense | 502,000 | 964,000 | 1,347,000 | 1,715,000 |
| Net interest income | 695,000 | 1,570,000 | 2,419,000 | 3,375,000 |
| Noninterest income | 285,000 | 968,000 | 1,296,000 | 2,062,000 |
| Noninterest expense | 976,000 | 2,204,000 | 3,363,000 | 4,971,000 |
| Provision for loan losses | 0 | 70,000 | 206,000 | 333,000 |
| Pretax income | 4,000 | 289,000 | 171,000 | 158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 289,000 | 171,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,122,000 | 4,709,000 | 4,662,000 | 4,648,000 |
| Total capital | 4,514,000 | 5,127,000 | 5,171,000 | 5,063,000 |
| Risk-weighted assets | 43,853,000 | 44,587,000 | 45,243,000 | 46,773,000 |