Call reports 2006
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2006
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,782,000 | 37,137,000 | 34,495,000 | 33,239,000 |
| Total loans | 25,921,000 | 24,928,000 | 21,142,000 | 20,364,000 |
| Allowance for loan losses | 773,000 | 763,000 | 707,000 | 446,000 |
| Securities available for sale | 8,106,000 | 7,639,000 | 8,944,000 | 9,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,009,000 | 31,940,000 | 29,091,000 | 28,222,000 |
| Interest-bearing deposits | 32,425,000 | 29,609,000 | 27,198,000 | 26,542,000 |
| Noninterest-bearing deposits | 2,584,000 | 2,331,000 | 1,893,000 | 1,680,000 |
| Equity capital | 3,393,000 | 2,971,000 | 3,110,000 | 2,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,308,000 | 1,904,000 | 2,492,000 |
| Interest expense | 301,000 | 641,000 | 1,001,000 | 1,348,000 |
| Net interest income | 331,000 | 667,000 | 903,000 | 1,144,000 |
| Noninterest income | 20,000 | -180,000 | -151,000 | -137,000 |
| Noninterest expense | 515,000 | 1,005,000 | 1,463,000 | 1,966,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -164,000 | -518,000 | -711,000 | -959,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -164,000 | -518,000 | -711,000 | -959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,581,000 | 3,227,000 | 3,245,000 | 2,996,000 |
| Total capital | 3,953,000 | 3,584,000 | 3,548,000 | 3,296,000 |
| Risk-weighted assets | 29,334,000 | 28,166,000 | 23,837,000 | 23,807,000 |