Call reports 2003
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2003
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 48,604,000 | 47,445,000 | 50,003,000 | 55,051,000 |
| Total loans | 31,348,000 | 36,184,000 | 44,273,000 | 47,163,000 |
| Allowance for loan losses | 376,000 | 434,000 | 531,000 | 566,000 |
| Securities available for sale | 7,311,000 | 5,342,000 | 2,928,000 | 2,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,326,000 | 42,693,000 | 44,904,000 | 49,355,000 |
| Interest-bearing deposits | 41,950,000 | 40,818,000 | 42,556,000 | 46,360,000 |
| Noninterest-bearing deposits | 1,376,000 | 1,875,000 | 2,348,000 | 2,995,000 |
| Equity capital | 4,405,000 | 4,516,000 | 4,841,000 | 5,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 712,000 | 1,499,000 | 2,433,000 | 3,413,000 |
| Interest expense | 416,000 | 717,000 | 1,028,000 | 1,332,000 |
| Net interest income | 296,000 | 782,000 | 1,405,000 | 2,081,000 |
| Noninterest income | 15,000 | 137,000 | 216,000 | 258,000 |
| Noninterest expense | 375,000 | 794,000 | 1,222,000 | 1,627,000 |
| Provision for loan losses | 141,000 | 207,000 | 308,000 | 341,000 |
| Pretax income | -205,000 | -81,000 | 96,000 | 376,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -205,000 | -81,000 | 96,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,365,000 | 4,489,000 | 4,841,000 | 5,561,000 |
| Total capital | 4,741,000 | 4,923,000 | 5,372,000 | 6,112,000 |
| Risk-weighted assets | 33,082,000 | 36,359,000 | 41,818,000 | 44,175,000 |