Call reports 2012
UNITED BANK OF KANSAS — 2012
What UNITED BANK OF KANSAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 113,710,000 | 114,321,000 | 117,142,000 |
| Total loans | 78,368,000 | 73,604,000 | 75,724,000 |
| Allowance for loan losses | 984,000 | 1,001,000 | 1,051,000 |
| Securities available for sale | 5,430,000 | 5,365,000 | 4,333,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 98,026,000 | 98,656,000 | 101,256,000 |
| Interest-bearing deposits | 77,767,000 | 77,266,000 | 77,421,000 |
| Noninterest-bearing deposits | 20,259,000 | 21,390,000 | 23,835,000 |
| Equity capital | 10,445,000 | 10,393,000 | 10,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,054,000 | 2,165,000 | 3,273,000 |
| Interest expense | 200,000 | 395,000 | 568,000 |
| Net interest income | 854,000 | 1,770,000 | 2,705,000 |
| Noninterest income | 96,000 | 201,000 | 300,000 |
| Noninterest expense | 733,000 | 1,481,000 | 2,264,000 |
| Provision for loan losses | 55,000 | 119,000 | 169,000 |
| Pretax income | 162,000 | 371,000 | 572,000 |
| Income tax | 57,000 | 130,000 | 204,000 |
| Net income | 105,000 | 241,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 8,496,000 | 8,464,000 | 8,584,000 |
| Total capital | 9,454,000 | 9,390,000 | 9,533,000 |
| Risk-weighted assets | 76,646,000 | 73,971,000 | 75,825,000 |