Call reports 2010
UNITED BANK OF KANSAS — 2010
What UNITED BANK OF KANSAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 114,744,000 | 99,356,000 | 100,049,000 | 100,095,000 |
| Total loans | 79,867,000 | 75,429,000 | 79,835,000 | 85,333,000 |
| Allowance for loan losses | 999,000 | 940,000 | 965,000 | 1,118,000 |
| Securities available for sale | 11,318,000 | 8,043,000 | 6,060,000 | 5,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,559,000 | 83,922,000 | 84,485,000 | 84,715,000 |
| Interest-bearing deposits | 83,885,000 | 69,145,000 | 69,516,000 | 68,833,000 |
| Noninterest-bearing deposits | 15,674,000 | 14,777,000 | 14,969,000 | 15,882,000 |
| Equity capital | 9,983,000 | 10,030,000 | 10,109,000 | 10,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,324,000 | 3,445,000 | 4,617,000 |
| Interest expense | 367,000 | 683,000 | 967,000 | 1,230,000 |
| Net interest income | 816,000 | 1,641,000 | 2,478,000 | 3,387,000 |
| Noninterest income | 119,000 | 729,000 | 820,000 | 833,000 |
| Noninterest expense | 768,000 | 1,527,000 | 2,219,000 | 2,920,000 |
| Provision for loan losses | 0 | 21,000 | 46,000 | 199,000 |
| Pretax income | 167,000 | 822,000 | 1,033,000 | 1,101,000 |
| Income tax | 57,000 | 295,000 | 370,000 | 393,000 |
| Net income | 110,000 | 527,000 | 663,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,891,000 | 7,945,000 | 8,041,000 | 8,047,000 |
| Total capital | 8,865,000 | 8,848,000 | 8,990,000 | 9,068,000 |
| Risk-weighted assets | 77,883,000 | 72,167,000 | 75,893,000 | 81,562,000 |