Call reports 2009
UNITED BANK OF KANSAS — 2009
What UNITED BANK OF KANSAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 105,175,000 | 109,674,000 | 110,752,000 | 112,149,000 |
| Total loans | 85,097,000 | 85,171,000 | 81,296,000 | 81,924,000 |
| Allowance for loan losses | 1,034,000 | 1,420,000 | 1,316,000 | 1,319,000 |
| Securities available for sale | 6,985,000 | 6,508,000 | 10,573,000 | 12,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,952,000 | 94,783,000 | 95,733,000 | 97,075,000 |
| Interest-bearing deposits | 75,465,000 | 79,216,000 | 80,119,000 | 82,143,000 |
| Noninterest-bearing deposits | 14,487,000 | 15,567,000 | 15,614,000 | 14,932,000 |
| Equity capital | 9,981,000 | 9,605,000 | 9,764,000 | 9,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,458,000 | 3,694,000 | 4,918,000 |
| Interest expense | 367,000 | 775,000 | 1,184,000 | 1,583,000 |
| Net interest income | 832,000 | 1,683,000 | 2,510,000 | 3,335,000 |
| Noninterest income | 127,000 | 254,000 | 402,000 | 550,000 |
| Noninterest expense | 773,000 | 1,607,000 | 2,370,000 | 3,119,000 |
| Provision for loan losses | 45,000 | 621,000 | 671,000 | 671,000 |
| Pretax income | 141,000 | -291,000 | -129,000 | 100,000 |
| Income tax | 47,000 | -118,000 | -64,000 | 14,000 |
| Net income | 94,000 | -173,000 | -65,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,860,000 | 7,534,000 | 7,599,000 | 7,765,000 |
| Total capital | 8,894,000 | 8,592,000 | 8,605,000 | 8,778,000 |
| Risk-weighted assets | 84,485,000 | 84,300,000 | 80,155,000 | 80,694,000 |