Call reports 2008
UNITED BANK OF KANSAS — 2008
What UNITED BANK OF KANSAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 108,022,000 | 103,695,000 | 104,215,000 | 97,280,000 |
| Total loans | 74,739,000 | 73,480,000 | 81,060,000 | 82,796,000 |
| Allowance for loan losses | 898,000 | 1,036,000 | 1,018,000 | 983,000 |
| Securities available for sale | 8,443,000 | 8,307,000 | 7,691,000 | 7,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,175,000 | 88,997,000 | 89,070,000 | 78,007,000 |
| Interest-bearing deposits | 76,021,000 | 73,051,000 | 71,274,000 | 63,763,000 |
| Noninterest-bearing deposits | 17,154,000 | 15,946,000 | 17,796,000 | 14,244,000 |
| Equity capital | 9,415,000 | 9,314,000 | 9,788,000 | 9,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,581,000 | 2,945,000 | 4,324,000 | 5,613,000 |
| Interest expense | 628,000 | 1,160,000 | 1,646,000 | 2,048,000 |
| Net interest income | 953,000 | 1,785,000 | 2,678,000 | 3,565,000 |
| Noninterest income | 142,000 | 287,000 | 378,000 | 486,000 |
| Noninterest expense | 825,000 | 1,616,000 | 2,420,000 | 3,205,000 |
| Provision for loan losses | 150,000 | 277,000 | 307,000 | 402,000 |
| Pretax income | 120,000 | 179,000 | 329,000 | -489,000 |
| Income tax | 40,000 | 56,000 | 106,000 | -201,000 |
| Net income | 80,000 | 123,000 | 223,000 | -288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,402,000 | 7,423,000 | 7,719,000 | 7,773,000 |
| Total capital | 8,300,000 | 8,425,000 | 8,737,000 | 8,756,000 |
| Risk-weighted assets | 81,579,000 | 80,138,000 | 84,924,000 | 83,221,000 |