Call reports 2007
UNITED BANK OF KANSAS — 2007
What UNITED BANK OF KANSAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 97,319,000 | 96,588,000 | 101,134,000 | 107,504,000 |
| Total loans | 66,849,000 | 72,891,000 | 73,216,000 | 76,503,000 |
| Allowance for loan losses | 845,000 | 944,000 | 938,000 | 939,000 |
| Securities available for sale | 8,652,000 | 8,475,000 | 8,431,000 | 7,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,192,000 | 82,136,000 | 86,467,000 | 92,740,000 |
| Interest-bearing deposits | 68,476,000 | 66,543,000 | 68,869,000 | 73,976,000 |
| Noninterest-bearing deposits | 14,716,000 | 15,593,000 | 17,598,000 | 18,764,000 |
| Equity capital | 8,672,000 | 8,861,000 | 9,049,000 | 9,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,187,000 | 4,901,000 | 6,586,000 |
| Interest expense | 628,000 | 1,287,000 | 1,976,000 | 2,658,000 |
| Net interest income | 919,000 | 1,900,000 | 2,925,000 | 3,928,000 |
| Noninterest income | 146,000 | 293,000 | 443,000 | 590,000 |
| Noninterest expense | 767,000 | 1,520,000 | 2,250,000 | 2,970,000 |
| Provision for loan losses | 185,000 | 335,000 | 485,000 | 635,000 |
| Pretax income | 113,000 | 338,000 | 633,000 | 913,000 |
| Income tax | 36,000 | 113,000 | 221,000 | 320,000 |
| Net income | 77,000 | 225,000 | 412,000 | 593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,540,000 | 6,847,000 | 7,000,000 | 7,359,000 |
| Total capital | 7,385,000 | 7,791,000 | 7,938,000 | 8,298,000 |
| Risk-weighted assets | 72,708,000 | 77,492,000 | 78,893,000 | 82,866,000 |