Call reports 2006
UNITED BANK OF KANSAS — 2006
What UNITED BANK OF KANSAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 68,712,000 | 90,133,000 | 90,968,000 | 93,137,000 |
| Total loans | 54,583,000 | 59,481,000 | 64,892,000 | 65,534,000 |
| Allowance for loan losses | 471,000 | 572,000 | 637,000 | 682,000 |
| Securities available for sale | 9,350,000 | 9,064,000 | 8,695,000 | 8,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,829,000 | 76,076,000 | 76,102,000 | 79,036,000 |
| Interest-bearing deposits | 43,610,000 | 60,209,000 | 61,619,000 | 62,441,000 |
| Noninterest-bearing deposits | 10,219,000 | 15,867,000 | 14,483,000 | 16,595,000 |
| Equity capital | 5,791,000 | 7,813,000 | 8,445,000 | 8,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,419,000 | 3,893,000 | 5,450,000 |
| Interest expense | 365,000 | 851,000 | 1,403,000 | 2,015,000 |
| Net interest income | 696,000 | 1,568,000 | 2,490,000 | 3,435,000 |
| Noninterest income | 94,000 | 215,000 | 352,000 | 480,000 |
| Noninterest expense | 579,000 | 1,271,000 | 2,032,000 | 2,833,000 |
| Provision for loan losses | 28,000 | 93,000 | 158,000 | 203,000 |
| Pretax income | 183,000 | 419,000 | 652,000 | 879,000 |
| Income tax | 62,000 | 143,000 | 223,000 | 301,000 |
| Net income | 121,000 | 276,000 | 429,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,154,000 | 5,794,000 | 6,377,000 | 6,505,000 |
| Total capital | 5,625,000 | 6,366,000 | 7,014,000 | 7,187,000 |
| Risk-weighted assets | 56,225,000 | 63,658,000 | 68,081,000 | 68,956,000 |