Call reports 2005
UNITED BANK OF KANSAS — 2005
What UNITED BANK OF KANSAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 57,052,000 | 57,727,000 | 60,623,000 | 63,916,000 |
| Total loans | 44,057,000 | 44,324,000 | 47,232,000 | 50,039,000 |
| Allowance for loan losses | 428,000 | 442,000 | 456,000 | 483,000 |
| Securities available for sale | 9,776,000 | 9,899,000 | 9,790,000 | 9,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,484,000 | 46,689,000 | 47,492,000 | 49,776,000 |
| Interest-bearing deposits | 36,708,000 | 38,145,000 | 38,206,000 | 40,173,000 |
| Noninterest-bearing deposits | 7,776,000 | 8,544,000 | 9,286,000 | 9,603,000 |
| Equity capital | 4,548,000 | 5,018,000 | 5,137,000 | 5,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,668,000 | 2,573,000 | 3,588,000 |
| Interest expense | 222,000 | 460,000 | 726,000 | 1,049,000 |
| Net interest income | 587,000 | 1,208,000 | 1,847,000 | 2,539,000 |
| Noninterest income | 91,000 | 191,000 | 300,000 | 395,000 |
| Noninterest expense | 465,000 | 932,000 | 1,446,000 | 1,957,000 |
| Provision for loan losses | 29,000 | 49,000 | 69,000 | 98,000 |
| Pretax income | 184,000 | 418,000 | 632,000 | 879,000 |
| Income tax | 60,000 | 135,000 | 216,000 | 301,000 |
| Net income | 124,000 | 283,000 | 416,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,910,000 | 4,276,000 | 4,411,000 | 5,020,000 |
| Total capital | 4,338,000 | 4,716,000 | 4,867,000 | 5,503,000 |
| Risk-weighted assets | 43,282,000 | 46,793,000 | 48,676,000 | 52,388,000 |