Call reports 2004
UNITED BANK OF KANSAS — 2004
What UNITED BANK OF KANSAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 53,835,000 | 53,297,000 | 54,159,000 | 65,668,000 |
| Total loans | 36,350,000 | 36,244,000 | 39,325,000 | 42,845,000 |
| Allowance for loan losses | 410,000 | 419,000 | 417,000 | 440,000 |
| Securities available for sale | 11,166,000 | 10,567,000 | 10,563,000 | 19,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,507,000 | 43,218,000 | 43,442,000 | 45,218,000 |
| Interest-bearing deposits | 38,289,000 | 38,161,000 | 36,496,000 | 37,207,000 |
| Noninterest-bearing deposits | 5,218,000 | 5,057,000 | 6,946,000 | 8,011,000 |
| Equity capital | 4,429,000 | 4,163,000 | 4,448,000 | 4,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,355,000 | 2,065,000 | 2,849,000 |
| Interest expense | 222,000 | 439,000 | 647,000 | 863,000 |
| Net interest income | 444,000 | 916,000 | 1,418,000 | 1,985,000 |
| Noninterest income | 87,000 | 186,000 | 293,000 | 402,000 |
| Noninterest expense | 423,000 | 847,000 | 1,309,000 | 1,768,000 |
| Provision for loan losses | 14,000 | 27,000 | 40,000 | 54,000 |
| Pretax income | 90,000 | 224,000 | 362,000 | 561,000 |
| Income tax | 27,000 | 70,000 | 115,000 | 183,000 |
| Net income | 63,000 | 154,000 | 247,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,603,000 | 3,693,000 | 3,763,000 | 3,859,000 |
| Total capital | 4,013,000 | 4,112,000 | 4,180,000 | 4,299,000 |
| Risk-weighted assets | 37,523,000 | 37,642,000 | 39,735,000 | 42,097,000 |