Call reports 2003
UNITED BANK OF KANSAS — 2003
What UNITED BANK OF KANSAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,345,000 | 50,266,000 | 51,973,000 | 51,850,000 |
| Total loans | 30,483,000 | 35,365,000 | 34,206,000 | 34,255,000 |
| Allowance for loan losses | 321,000 | 349,000 | 398,000 | 396,000 |
| Securities available for sale | 8,796,000 | 9,482,000 | 14,393,000 | 14,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,205,000 | 39,644,000 | 40,829,000 | 40,919,000 |
| Interest-bearing deposits | 32,533,000 | 34,512,000 | 36,574,000 | 36,053,000 |
| Noninterest-bearing deposits | 3,672,000 | 5,132,000 | 4,255,000 | 4,866,000 |
| Equity capital | 4,033,000 | 4,167,000 | 4,151,000 | 4,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,236,000 | 1,924,000 | 2,606,000 |
| Interest expense | 222,000 | 445,000 | 695,000 | 933,000 |
| Net interest income | 388,000 | 791,000 | 1,229,000 | 1,673,000 |
| Noninterest income | 72,000 | 163,000 | 256,000 | 344,000 |
| Noninterest expense | 388,000 | 781,000 | 1,194,000 | 1,591,000 |
| Provision for loan losses | 35,000 | 69,000 | 139,000 | 139,000 |
| Pretax income | 68,000 | 189,000 | 250,000 | 369,000 |
| Income tax | 14,000 | 35,000 | 64,000 | 101,000 |
| Net income | 54,000 | 154,000 | 186,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,088,000 | 3,235,000 | 3,518,000 | 3,560,000 |
| Total capital | 3,409,000 | 3,584,000 | 3,916,000 | 3,958,000 |
| Risk-weighted assets | 31,994,000 | 37,606,000 | 35,960,000 | 36,034,000 |