Call reports 2002
UNITED BANK OF KANSAS — 2002
What UNITED BANK OF KANSAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,092,000 | 37,317,000 | 38,605,000 | 42,215,000 |
| Total loans | 23,328,000 | 24,819,000 | 26,130,000 | 29,405,000 |
| Allowance for loan losses | 234,000 | 254,000 | 277,000 | 291,000 |
| Securities available for sale | 8,530,000 | 9,692,000 | 8,810,000 | 9,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,005,000 | 28,422,000 | 30,928,000 | 33,796,000 |
| Interest-bearing deposits | 25,300,000 | 25,611,000 | 27,351,000 | 30,215,000 |
| Noninterest-bearing deposits | 3,705,000 | 2,811,000 | 3,577,000 | 3,581,000 |
| Equity capital | 3,434,000 | 3,590,000 | 3,732,000 | 3,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,090,000 | 1,666,000 | 2,265,000 |
| Interest expense | 218,000 | 421,000 | 634,000 | 857,000 |
| Net interest income | 311,000 | 669,000 | 1,032,000 | 1,408,000 |
| Noninterest income | 51,000 | 115,000 | 189,000 | 263,000 |
| Noninterest expense | 278,000 | 574,000 | 887,000 | 1,270,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 61,000 | 165,000 | 266,000 | 311,000 |
| Income tax | 21,000 | 59,000 | 74,000 | 24,000 |
| Net income | 40,000 | 106,000 | 192,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,636,000 | 2,680,000 | 2,752,000 | 2,847,000 |
| Total capital | 2,870,000 | 2,934,000 | 3,029,000 | 3,138,000 |
| Risk-weighted assets | 25,243,000 | 27,009,000 | 28,154,000 | 30,826,000 |