Call reports 2026
ROXBORO SAVINGS BANK, SSB — 2026
What ROXBORO SAVINGS BANK, SSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 358,491,000 | 360,681,000 |
| Total loans | 203,767,000 | 213,031,000 |
| Allowance for loan losses | 2,550,000 | 2,642,000 |
| Securities available for sale | 120,795,000 | 118,691,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 289,830,000 | 292,795,000 |
| Interest-bearing deposits | 242,592,000 | 243,625,000 |
| Noninterest-bearing deposits | 47,238,000 | 49,170,000 |
| Equity capital | 60,437,000 | 61,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,123,000 | 8,484,000 |
| Interest expense | 1,447,000 | 2,911,000 |
| Net interest income | 2,676,000 | 5,573,000 |
| Noninterest income | 335,000 | 737,000 |
| Noninterest expense | 1,797,000 | 3,299,000 |
| Provision for loan losses | 127,000 | 219,000 |
| Pretax income | 951,000 | 2,646,000 |
| Income tax | 140,000 | 538,000 |
| Net income | 811,000 | 2,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 67,110,000 | 68,407,000 |
| Total capital | 69,284,000 | 70,610,000 |
| Risk-weighted assets | 173,483,000 | 175,758,000 |