Call reports 2016
BANKERS BANK NORTHEAST — 2016
What BANKERS BANK NORTHEAST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 169,035,000 | 166,155,000 | 158,934,000 | 157,110,000 |
| Total loans | 37,057,000 | 36,015,000 | 37,914,000 | 41,908,000 |
| Allowance for loan losses | 567,000 | 565,000 | 589,000 | 599,000 |
| Securities available for sale | 55,745,000 | 59,160,000 | 63,283,000 | 56,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,809,000 | 133,015,000 | 128,017,000 | 121,804,000 |
| Interest-bearing deposits | 4,638,000 | 4,639,000 | 3,640,000 | 2,670,000 |
| Noninterest-bearing deposits | 127,171,000 | 128,376,000 | 124,377,000 | 119,135,000 |
| Equity capital | 17,407,000 | 17,363,000 | 17,311,000 | 17,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,340,000 | 1,994,000 | 2,685,000 |
| Interest expense | 42,000 | 86,000 | 129,000 | 173,000 |
| Net interest income | 671,000 | 1,254,000 | 1,865,000 | 2,512,000 |
| Noninterest income | 2,009,000 | 4,010,000 | 6,132,000 | 8,121,000 |
| Noninterest expense | 2,466,000 | 5,045,000 | 7,663,000 | 9,940,000 |
| Provision for loan losses | 5,000 | 6,000 | 30,000 | 40,000 |
| Pretax income | 209,000 | 213,000 | 304,000 | 715,000 |
| Income tax | 63,000 | 47,000 | 60,000 | 195,000 |
| Net income | 146,000 | 166,000 | 244,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,062,000 | 17,039,000 | 17,017,000 | 17,272,000 |
| Total capital | 17,632,000 | 17,612,000 | 17,608,000 | 17,875,000 |
| Risk-weighted assets | 53,823,000 | 51,707,000 | 51,993,000 | 52,914,000 |