Call reports 2015
BANKERS BANK NORTHEAST — 2015
What BANKERS BANK NORTHEAST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 131,084,000 | 179,944,000 | 166,753,000 | 148,707,000 |
| Total loans | 30,713,000 | 30,849,000 | 34,951,000 | 35,793,000 |
| Allowance for loan losses | 561,000 | 556,000 | 586,000 | 562,000 |
| Securities available for sale | 54,093,000 | 53,785,000 | 54,826,000 | 57,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,695,000 | 141,245,000 | 135,618,000 | 116,037,000 |
| Interest-bearing deposits | 1,339,000 | 3,544,000 | 3,545,000 | 4,637,000 |
| Noninterest-bearing deposits | 97,356,000 | 137,701,000 | 132,073,000 | 111,400,000 |
| Equity capital | 17,052,000 | 17,101,000 | 17,133,000 | 17,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,088,000 | 1,683,000 | 2,286,000 |
| Interest expense | 18,000 | 43,000 | 70,000 | 97,000 |
| Net interest income | 543,000 | 1,045,000 | 1,614,000 | 2,189,000 |
| Noninterest income | 2,149,000 | 4,412,000 | 6,769,000 | 8,905,000 |
| Noninterest expense | 2,527,000 | 5,200,000 | 7,982,000 | 10,527,000 |
| Provision for loan losses | 0 | 0 | 28,000 | 30,000 |
| Pretax income | 165,000 | 257,000 | 374,000 | 537,000 |
| Income tax | 53,000 | 77,000 | 111,000 | 163,000 |
| Net income | 112,000 | 180,000 | 263,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,556,000 | 16,665,000 | 16,727,000 | 16,817,000 |
| Total capital | 17,117,000 | 17,230,000 | 17,320,000 | 17,384,000 |
| Risk-weighted assets | 47,783,000 | 49,837,000 | 53,879,000 | 58,254,000 |