Call reports 2014
BANKERS BANK NORTHEAST — 2014
What BANKERS BANK NORTHEAST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 134,771,000 | 136,587,000 | 129,585,000 | 125,559,000 |
| Total loans | 27,611,000 | 30,075,000 | 31,399,000 | 30,366,000 |
| Allowance for loan losses | 515,000 | 515,000 | 510,000 | 561,000 |
| Securities available for sale | 62,230,000 | 60,220,000 | 58,715,000 | 55,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,358,000 | 112,373,000 | 102,041,000 | 96,926,000 |
| Interest-bearing deposits | 1,339,000 | 1,339,000 | 1,339,000 | 1,339,000 |
| Noninterest-bearing deposits | 100,019,000 | 111,034,000 | 100,702,000 | 95,587,000 |
| Equity capital | 16,669,000 | 16,713,000 | 16,816,000 | 16,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 961,000 | 1,492,000 | 2,041,000 |
| Interest expense | 6,000 | 13,000 | 20,000 | 27,000 |
| Net interest income | 462,000 | 948,000 | 1,472,000 | 2,014,000 |
| Noninterest income | 1,923,000 | 4,036,000 | 6,282,000 | 8,504,000 |
| Noninterest expense | 2,336,000 | 4,894,000 | 7,578,000 | 10,260,000 |
| Provision for loan losses | -26,000 | -26,000 | -25,000 | -175,000 |
| Pretax income | 75,000 | 116,000 | 201,000 | 433,000 |
| Income tax | 17,000 | 21,000 | 42,000 | 121,000 |
| Net income | 58,000 | 95,000 | 159,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,233,000 | 16,250,000 | 16,354,000 | 16,487,000 |
| Total capital | 16,748,000 | 16,765,000 | 16,864,000 | 17,048,000 |
| Risk-weighted assets | 44,454,000 | 47,019,000 | 47,314,000 | 46,013,000 |