Call reports 2013
BANKERS BANK NORTHEAST — 2013
What BANKERS BANK NORTHEAST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 132,632,000 | 148,543,000 | 130,195,000 | 141,824,000 |
| Total loans | 28,431,000 | 28,988,000 | 29,361,000 | 27,702,000 |
| Allowance for loan losses | 522,000 | 546,000 | 568,000 | 540,000 |
| Securities available for sale | 51,288,000 | 54,005,000 | 51,127,000 | 60,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,812,000 | 115,017,000 | 102,294,000 | 115,564,000 |
| Interest-bearing deposits | 991,000 | 991,000 | 1,339,000 | 1,339,000 |
| Noninterest-bearing deposits | 101,821,000 | 114,026,000 | 100,955,000 | 114,225,000 |
| Equity capital | 16,653,000 | 16,586,000 | 16,594,000 | 16,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,102,000 | 1,628,000 | 2,134,000 |
| Interest expense | 9,000 | 15,000 | 21,000 | 29,000 |
| Net interest income | 556,000 | 1,087,000 | 1,607,000 | 2,105,000 |
| Noninterest income | 1,785,000 | 3,629,000 | 5,504,000 | 7,411,000 |
| Noninterest expense | 2,122,000 | 4,359,000 | 6,701,000 | 9,067,000 |
| Provision for loan losses | 25,000 | 49,000 | 73,000 | 45,000 |
| Pretax income | 194,000 | 308,000 | 337,000 | 404,000 |
| Income tax | 63,000 | 95,000 | 94,000 | 107,000 |
| Net income | 131,000 | 213,000 | 243,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,943,000 | 16,004,000 | 16,177,000 | 16,215,000 |
| Total capital | 16,465,000 | 16,550,000 | 16,730,000 | 16,755,000 |
| Risk-weighted assets | 44,453,000 | 49,424,000 | 44,215,000 | 45,043,000 |