Call reports 2012
BANKERS BANK NORTHEAST — 2012
What BANKERS BANK NORTHEAST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 127,509,000 | 127,915,000 | 146,960,000 | 132,200,000 |
| Total loans | 20,075,000 | 22,735,000 | 24,769,000 | 25,837,000 |
| Allowance for loan losses | 475,000 | 475,000 | 465,000 | 497,000 |
| Securities available for sale | 56,092,000 | 59,952,000 | 55,473,000 | 56,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,098,000 | 101,018,000 | 119,023,000 | 101,888,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 991,000 |
| Noninterest-bearing deposits | 101,098,000 | 101,018,000 | 119,023,000 | 100,897,000 |
| Equity capital | 14,959,000 | 15,795,000 | 16,320,000 | 16,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,210,000 | 1,793,000 | 2,360,000 |
| Interest expense | 2,000 | 6,000 | 10,000 | 16,000 |
| Net interest income | 616,000 | 1,204,000 | 1,783,000 | 2,344,000 |
| Noninterest income | 1,966,000 | 3,956,000 | 5,954,000 | 7,782,000 |
| Noninterest expense | 2,333,000 | 4,740,000 | 7,027,000 | 9,190,000 |
| Provision for loan losses | 0 | 0 | 0 | 33,000 |
| Pretax income | 249,000 | 420,000 | 710,000 | 903,000 |
| Income tax | 92,000 | 158,000 | 262,000 | 322,000 |
| Net income | 157,000 | 262,000 | 448,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,081,000 | 15,023,000 | 15,457,000 | 15,702,000 |
| Total capital | 14,499,000 | 15,498,000 | 15,922,000 | 16,199,000 |
| Risk-weighted assets | 33,370,000 | 38,026,000 | 41,822,000 | 45,594,000 |