Call reports 2010
BANKERS BANK NORTHEAST — 2010
What BANKERS BANK NORTHEAST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 104,821,000 | 112,991,000 | 85,238,000 | 88,692,000 |
| Total loans | 30,167,000 | 28,314,000 | 26,305,000 | 26,442,000 |
| Allowance for loan losses | 996,000 | 621,000 | 641,000 | 641,000 |
| Securities available for sale | 40,503,000 | 37,589,000 | 33,738,000 | 31,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,675,000 | 79,775,000 | 71,725,000 | 74,659,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 81,675,000 | 79,775,000 | 71,725,000 | 74,659,000 |
| Equity capital | 11,864,000 | 12,311,000 | 12,521,000 | 13,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,675,000 | 2,487,000 | 3,311,000 |
| Interest expense | 2,000 | 4,000 | 5,000 | 5,000 |
| Net interest income | 835,000 | 1,671,000 | 2,482,000 | 3,306,000 |
| Noninterest income | 2,335,000 | 4,403,000 | 6,312,000 | 8,197,000 |
| Noninterest expense | 2,737,000 | 5,196,000 | 7,523,000 | 9,937,000 |
| Provision for loan losses | 245,000 | 370,000 | 390,000 | 390,000 |
| Pretax income | 188,000 | 508,000 | 881,000 | 1,176,000 |
| Income tax | 71,000 | 194,000 | 340,000 | 454,000 |
| Net income | 117,000 | 314,000 | 541,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,946,000 | 11,288,000 | 11,499,000 | 12,159,000 |
| Total capital | 11,467,000 | 11,765,000 | 11,945,000 | 12,618,000 |
| Risk-weighted assets | 41,248,000 | 38,061,000 | 35,525,000 | 36,575,000 |