Call reports 2008
BANKERS BANK NORTHEAST — 2008
What BANKERS BANK NORTHEAST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 120,975,000 | 137,913,000 | 125,297,000 | 138,709,000 |
| Total loans | 22,885,000 | 28,662,000 | 33,171,000 | 34,834,000 |
| Allowance for loan losses | 138,000 | 178,000 | 233,000 | 243,000 |
| Securities available for sale | 39,296,000 | 34,606,000 | 39,000,000 | 45,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,913,000 | 127,201,000 | 115,410,000 | 127,110,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 109,913,000 | 127,201,000 | 115,410,000 | 127,110,000 |
| Equity capital | 9,305,000 | 9,252,000 | 8,384,000 | 9,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 2,019,000 | 3,111,000 | 4,198,000 |
| Interest expense | 33,000 | 42,000 | 56,000 | 65,000 |
| Net interest income | 975,000 | 1,977,000 | 3,055,000 | 4,133,000 |
| Noninterest income | 1,378,000 | 3,026,000 | 4,862,000 | 7,181,000 |
| Noninterest expense | 2,072,000 | 4,330,000 | 6,822,000 | 10,729,000 |
| Provision for loan losses | 8,000 | 48,000 | 103,000 | 113,000 |
| Pretax income | 273,000 | 625,000 | 52,000 | 433,000 |
| Income tax | 82,000 | 198,000 | 323,000 | 82,000 |
| Net income | 191,000 | 427,000 | -271,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,842,000 | 9,078,000 | 8,756,000 | 8,954,000 |
| Total capital | 8,980,000 | 9,256,000 | 8,989,000 | 9,197,000 |
| Risk-weighted assets | 38,617,000 | 46,212,000 | 46,436,000 | 46,341,000 |