Call reports 2007
BANKERS BANK NORTHEAST — 2007
What BANKERS BANK NORTHEAST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 120,708,000 | 88,662,000 | 92,109,000 | 85,951,000 |
| Total loans | 8,897,000 | 11,565,000 | 12,378,000 | 13,286,000 |
| Allowance for loan losses | 90,000 | 103,000 | 115,000 | 130,000 |
| Securities available for sale | 35,551,000 | 38,688,000 | 35,407,000 | 32,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,436,000 | 73,611,000 | 76,703,000 | 70,223,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 105,436,000 | 73,611,000 | 76,703,000 | 70,223,000 |
| Equity capital | 7,911,000 | 7,918,000 | 8,415,000 | 8,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 1,969,000 | 3,108,000 | 4,088,000 |
| Interest expense | 73,000 | 142,000 | 214,000 | 284,000 |
| Net interest income | 885,000 | 1,827,000 | 2,894,000 | 3,804,000 |
| Noninterest income | 1,140,000 | 2,348,000 | 3,598,000 | 4,850,000 |
| Noninterest expense | 1,828,000 | 3,805,000 | 5,802,000 | 7,757,000 |
| Provision for loan losses | 0 | 13,000 | 25,000 | 40,000 |
| Pretax income | 197,000 | 357,000 | 665,000 | 857,000 |
| Income tax | 79,000 | 133,000 | 236,000 | 297,000 |
| Net income | 118,000 | 224,000 | 429,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,937,000 | 8,042,000 | 8,348,000 | 8,652,000 |
| Total capital | 8,027,000 | 8,145,000 | 8,463,000 | 8,782,000 |
| Risk-weighted assets | 32,425,000 | 29,563,000 | 30,555,000 | 29,371,000 |