Call reports 2006
BANKERS BANK NORTHEAST — 2006
What BANKERS BANK NORTHEAST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 83,322,000 | 87,034,000 | 76,580,000 | 97,186,000 |
| Total loans | 9,749,000 | 10,573,000 | 9,506,000 | 10,382,000 |
| Allowance for loan losses | 74,000 | 88,000 | 88,000 | 90,000 |
| Securities available for sale | 40,888,000 | 39,763,000 | 37,355,000 | 34,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,950,000 | 72,599,000 | 61,799,000 | 81,865,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 68,950,000 | 72,599,000 | 61,799,000 | 81,865,000 |
| Equity capital | 6,325,000 | 6,774,000 | 7,206,000 | 7,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,631,000 | 2,469,000 | 3,390,000 |
| Interest expense | 123,000 | 197,000 | 286,000 | 384,000 |
| Net interest income | 617,000 | 1,434,000 | 2,183,000 | 3,006,000 |
| Noninterest income | 1,116,000 | 2,222,000 | 3,403,000 | 4,518,000 |
| Noninterest expense | 1,515,000 | 3,126,000 | 4,854,000 | 6,696,000 |
| Provision for loan losses | 9,000 | 23,000 | 23,000 | 25,000 |
| Pretax income | 209,000 | 507,000 | 709,000 | 803,000 |
| Income tax | 84,000 | 205,000 | 287,000 | 325,000 |
| Net income | 125,000 | 302,000 | 422,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,743,000 | 7,286,000 | 7,407,000 | 7,818,000 |
| Total capital | 6,817,000 | 7,374,000 | 7,495,000 | 7,908,000 |
| Risk-weighted assets | 23,567,000 | 25,672,000 | 22,245,000 | 26,949,000 |