Call reports 2004
BANKERS BANK NORTHEAST — 2004
What BANKERS BANK NORTHEAST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 60,798,000 | 56,207,000 | 46,912,000 | 48,621,000 |
| Total loans | 0 | 0 | 1,001,000 | 1,140,000 |
| Allowance for loan losses | 0 | 0 | 0 | 7,000 |
| Securities available for sale | 26,285,000 | 24,563,000 | 27,565,000 | 25,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,189,000 | 47,017,000 | 37,402,000 | 39,454,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 51,189,000 | 47,017,000 | 37,402,000 | 39,454,000 |
| Equity capital | 5,729,000 | 5,428,000 | 5,627,000 | 5,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 668,000 | 1,039,000 | 1,380,000 |
| Interest expense | 29,000 | 57,000 | 84,000 | 111,000 |
| Net interest income | 303,000 | 611,000 | 955,000 | 1,269,000 |
| Noninterest income | 1,096,000 | 2,301,000 | 3,515,000 | 4,732,000 |
| Noninterest expense | 1,337,000 | 2,762,000 | 4,218,000 | 5,655,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 62,000 | 150,000 | 252,000 | 357,000 |
| Income tax | 25,000 | 60,000 | 102,000 | 145,000 |
| Net income | 37,000 | 90,000 | 150,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,287,000 | 5,422,000 | 5,400,000 | 5,462,000 |
| Total capital | 5,287,000 | 5,422,000 | 5,400,000 | 5,469,000 |
| Risk-weighted assets | 12,529,000 | 11,989,000 | 11,334,000 | 11,684,000 |