Call reports 2003
BANKERS BANK NORTHEAST — 2003
What BANKERS BANK NORTHEAST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 32,235,000 | 45,339,000 | 91,730,000 | 47,918,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 11,056,000 | 20,899,000 | 19,562,000 | 18,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,432,000 | 35,309,000 | 81,766,000 | 38,318,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 26,432,000 | 35,309,000 | 81,766,000 | 38,318,000 |
| Equity capital | 5,463,000 | 5,770,000 | 5,630,000 | 5,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 386,000 | 704,000 | 1,019,000 |
| Interest expense | 0 | 22,000 | 54,000 | 85,000 |
| Net interest income | 150,000 | 364,000 | 650,000 | 934,000 |
| Noninterest income | 1,018,000 | 2,148,000 | 3,290,000 | 4,388,000 |
| Noninterest expense | 1,145,000 | 2,379,000 | 3,719,000 | 5,042,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 133,000 | 221,000 | 292,000 |
| Income tax | 9,000 | 54,000 | 90,000 | 104,000 |
| Net income | 14,000 | 79,000 | 131,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,943,000 | 5,141,000 | 5,193,000 | 5,251,000 |
| Total capital | 4,943,000 | 5,141,000 | 5,193,000 | 5,251,000 |
| Risk-weighted assets | 7,218,000 | 9,007,000 | 19,496,000 | 10,262,000 |