Call reports 2009
COLUMBIA RIVER BANK — 2009
What COLUMBIA RIVER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,034,188,000 | 1,067,374,000 | 1,057,110,000 | 955,112,000 |
| Total loans | 835,755,000 | 799,026,000 | 735,630,000 | 678,326,000 |
| Allowance for loan losses | 23,222,000 | 22,743,000 | 19,607,000 | 17,327,000 |
| Securities available for sale | 31,596,000 | 27,132,000 | 30,005,000 | 88,241,000 |
| Securities held to maturity | 7,497,000 | 5,329,000 | 5,220,000 | 4,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 937,499,000 | 992,923,000 | 1,010,210,000 | 908,132,000 |
| Interest-bearing deposits | 753,923,000 | 803,485,000 | 811,685,000 | 716,224,000 |
| Noninterest-bearing deposits | 183,576,000 | 189,438,000 | 198,525,000 | 191,908,000 |
| Equity capital | 66,959,000 | 44,263,000 | 22,501,000 | 22,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,886,000 | 24,992,000 | 36,833,000 | 47,496,000 |
| Interest expense | 6,123,000 | 11,589,000 | 16,664,000 | 20,876,000 |
| Net interest income | 6,763,000 | 13,403,000 | 20,169,000 | 26,620,000 |
| Noninterest income | 2,361,000 | 4,616,000 | 5,439,000 | 8,702,000 |
| Noninterest expense | 10,886,000 | 21,320,000 | 30,516,000 | 41,802,000 |
| Provision for loan losses | 9,700,000 | 24,100,000 | 44,350,000 | 49,350,000 |
| Pretax income | -11,464,000 | -27,399,000 | -49,256,000 | -55,533,000 |
| Income tax | -4,654,000 | 2,223,000 | 2,223,000 | -5,922,000 |
| Net income | -6,810,000 | -29,622,000 | -51,479,000 | -49,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,250,000 | 44,012,000 | 22,136,000 | 24,038,000 |
| Total capital | 75,756,000 | 54,862,000 | 32,231,000 | 33,550,000 |
| Risk-weighted assets | 907,707,000 | 855,241,000 | 796,403,000 | 752,250,000 |