Call reports 2006
COLUMBIA RIVER BANK — 2006
What COLUMBIA RIVER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 855,392,000 | 953,769,000 | 982,248,000 | 1,033,239,000 |
| Total loans | 682,758,000 | 764,668,000 | 782,701,000 | 812,015,000 |
| Allowance for loan losses | 8,866,000 | 9,671,000 | 9,916,000 | 10,143,000 |
| Securities available for sale | 20,021,000 | 21,486,000 | 23,049,000 | 21,949,000 |
| Securities held to maturity | 15,494,000 | 14,752,000 | 14,654,000 | 14,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 724,017,000 | 780,891,000 | 815,332,000 | 862,465,000 |
| Interest-bearing deposits | 508,486,000 | 543,164,000 | 579,767,000 | 625,002,000 |
| Noninterest-bearing deposits | 215,531,000 | 237,727,000 | 235,565,000 | 237,463,000 |
| Equity capital | 81,105,000 | 83,408,000 | 87,493,000 | 90,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 15,541,000 | 32,159,000 | 51,045,000 | 70,576,000 |
| Interest expense | 3,518,000 | 7,292,000 | 12,206,000 | 17,649,000 |
| Net interest income | 12,023,000 | 24,867,000 | 38,839,000 | 52,927,000 |
| Noninterest income | 2,222,000 | 4,530,000 | 7,085,000 | 9,487,000 |
| Noninterest expense | 7,226,000 | 14,781,000 | 23,686,000 | 31,943,000 |
| Provision for loan losses | 550,000 | 1,820,000 | 2,150,000 | 2,900,000 |
| Pretax income | 6,469,000 | 12,796,000 | 20,088,000 | 27,571,000 |
| Income tax | 2,392,000 | 4,729,000 | 7,425,000 | 10,325,000 |
| Net income | 4,077,000 | 8,067,000 | 12,663,000 | 17,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,954,000 | 76,283,000 | 80,235,000 | 83,671,000 |
| Total capital | 82,820,000 | 86,483,000 | 90,671,000 | 94,516,000 |
| Risk-weighted assets | 743,225,000 | 815,875,000 | 834,690,000 | 867,628,000 |