Call reports 2002
COLUMBIA RIVER BANK — 2002
What COLUMBIA RIVER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 490,324,000 | 537,268,000 | 551,481,000 | 544,411,000 |
| Total loans | 398,557,000 | 428,567,000 | 427,464,000 | 439,092,000 |
| Allowance for loan losses | 5,569,000 | 6,130,000 | 6,427,000 | 6,417,000 |
| Securities available for sale | 17,767,000 | 16,805,000 | 15,225,000 | 15,934,000 |
| Securities held to maturity | 21,722,000 | 20,767,000 | 20,082,000 | 18,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,328,000 | 446,244,000 | 465,048,000 | 460,010,000 |
| Interest-bearing deposits | 367,949,000 | 395,248,000 | 340,214,000 | 407,331,000 |
| Noninterest-bearing deposits | 33,379,000 | 50,996,000 | 124,834,000 | 52,679,000 |
| Equity capital | 47,302,000 | 49,118,000 | 51,023,000 | 53,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,550,000 | 17,963,000 | 27,788,000 | 37,512,000 |
| Interest expense | 1,783,000 | 3,796,000 | 5,870,000 | 7,761,000 |
| Net interest income | 6,767,000 | 14,167,000 | 21,918,000 | 29,751,000 |
| Noninterest income | 1,940,000 | 4,769,000 | 6,966,000 | 8,468,000 |
| Noninterest expense | 4,926,000 | 10,455,000 | 15,827,000 | 21,298,000 |
| Provision for loan losses | 400,000 | 1,100,000 | 1,700,000 | 1,800,000 |
| Pretax income | 3,383,000 | 7,384,000 | 11,359,000 | 15,123,000 |
| Income tax | 1,282,000 | 2,718,000 | 4,132,000 | 5,415,000 |
| Net income | 2,101,000 | 4,666,000 | 7,227,000 | 9,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,117,000 | 40,927,000 | 42,887,000 | 45,230,000 |
| Total capital | 44,366,000 | 46,747,000 | 48,785,000 | 51,167,000 |
| Risk-weighted assets | 419,625,000 | 465,291,000 | 471,372,000 | 474,476,000 |