Call reports 2001
COLUMBIA RIVER BANK — 2001
What COLUMBIA RIVER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 430,894,000 | 451,591,000 | 486,101,000 | 482,747,000 |
| Total loans | 323,029,000 | 354,909,000 | 380,673,000 | 383,704,000 |
| Allowance for loan losses | 4,819,000 | 5,130,000 | 5,340,000 | 5,312,000 |
| Securities available for sale | 33,389,000 | 21,648,000 | 20,437,000 | 19,577,000 |
| Securities held to maturity | 19,638,000 | 24,272,000 | 23,804,000 | 22,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,643,000 | 372,504,000 | 396,315,000 | 395,765,000 |
| Interest-bearing deposits | 292,923,000 | 308,429,000 | 313,799,000 | 348,235,000 |
| Noninterest-bearing deposits | 69,720,000 | 64,075,000 | 82,516,000 | 47,530,000 |
| Equity capital | 42,439,000 | 43,795,000 | 44,027,000 | 46,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,799,000 | 17,932,000 | 26,319,000 | 34,964,000 |
| Interest expense | 3,263,000 | 6,325,000 | 9,320,000 | 11,585,000 |
| Net interest income | 5,536,000 | 11,607,000 | 16,999,000 | 23,379,000 |
| Noninterest income | 1,633,000 | 4,037,000 | 6,581,000 | 9,454,000 |
| Noninterest expense | 4,336,000 | 8,965,000 | 13,893,000 | 19,081,000 |
| Provision for loan losses | 250,000 | 625,000 | 875,000 | 1,450,000 |
| Pretax income | 2,585,000 | 6,081,000 | 8,839,000 | 12,329,000 |
| Income tax | 961,000 | 2,288,000 | 3,258,000 | 4,580,000 |
| Net income | 1,624,000 | 3,793,000 | 5,581,000 | 7,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,014,000 | 35,409,000 | 35,634,000 | 37,868,000 |
| Total capital | 38,362,000 | 40,167,000 | 40,535,000 | 42,952,000 |
| Risk-weighted assets | 347,365,000 | 380,237,000 | 391,609,000 | 406,468,000 |