Call reports 2011
VISION BANK - TEXAS — 2011
What VISION BANK - TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 108,318,000 | 122,192,000 | 132,686,000 | 136,039,000 |
| Total loans | 54,791,000 | 60,181,000 | 67,980,000 | 71,677,000 |
| Allowance for loan losses | 914,000 | 982,000 | 1,107,000 | 1,165,000 |
| Securities available for sale | 39,885,000 | 42,208,000 | 37,303,000 | 46,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,819,000 | 108,160,000 | 118,537,000 | 122,881,000 |
| Interest-bearing deposits | 83,747,000 | 91,886,000 | 99,138,000 | 103,352,000 |
| Noninterest-bearing deposits | 13,072,000 | 16,275,000 | 19,399,000 | 19,530,000 |
| Equity capital | 11,344,000 | 13,814,000 | 13,938,000 | 12,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,297,000 | 3,625,000 | 4,940,000 |
| Interest expense | 366,000 | 736,000 | 1,102,000 | 1,448,000 |
| Net interest income | 723,000 | 1,561,000 | 2,523,000 | 3,492,000 |
| Noninterest income | 28,000 | 61,000 | 103,000 | -815,000 |
| Noninterest expense | 788,000 | 1,642,000 | 2,503,000 | 3,348,000 |
| Provision for loan losses | 486,000 | -1,322,000 | -1,210,000 | -1,152,000 |
| Pretax income | -501,000 | 1,324,000 | 1,459,000 | 607,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -501,000 | 1,324,000 | 1,459,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,929,000 | 13,761,000 | 13,904,000 | 12,995,000 |
| Total capital | 12,727,000 | 14,640,000 | 14,903,000 | 14,066,000 |
| Risk-weighted assets | 63,757,000 | 70,222,000 | 79,901,000 | 85,568,000 |