Call reports 2007
VISION BANK - TEXAS — 2007
What VISION BANK - TEXAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Total assets | 23,983,000 | 28,765,000 | 39,095,000 |
| Total loans | 5,528,000 | 12,082,000 | 25,714,000 |
| Allowance for loan losses | 55,000 | 121,000 | 323,000 |
| Securities available for sale | 13,837,000 | 10,572,000 | 9,236,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 11,204,000 | 16,075,000 | 24,711,000 |
| Interest-bearing deposits | 10,466,000 | 13,393,000 | 19,055,000 |
| Noninterest-bearing deposits | 738,000 | 2,682,000 | 5,657,000 |
| Equity capital | 12,762,000 | 12,621,000 | 12,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Interest income | 256,000 | 697,000 | 1,284,000 |
| Interest expense | 78,000 | 214,000 | 398,000 |
| Net interest income | 178,000 | 483,000 | 886,000 |
| Noninterest income | 0 | 1,000 | 7,000 |
| Noninterest expense | 394,000 | 821,000 | 1,694,000 |
| Provision for loan losses | 55,000 | 121,000 | 323,000 |
| Pretax income | -272,000 | -460,000 | -1,126,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -272,000 | -460,000 | -1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Tier 1 capital | 12,790,000 | 12,615,000 | 12,286,000 |
| Total capital | 12,845,000 | 12,736,000 | 12,609,000 |
| Risk-weighted assets | 16,930,000 | 22,380,000 | 29,119,000 |