Call reports 2023
BANK OF THE SIERRA — 2023
What BANK OF THE SIERRA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,694,796,000 | 3,760,558,000 | 3,736,329,000 | 3,727,280,000 |
| Total loans | 2,033,992,000 | 2,094,464,000 | 2,100,973,000 | 2,090,384,000 |
| Allowance for loan losses | 23,090,000 | 23,010,000 | 23,060,000 | 23,500,000 |
| Securities available for sale | 1,040,920,000 | 1,027,538,000 | 1,010,377,000 | 1,019,201,000 |
| Securities held to maturity | 332,791,000 | 328,494,000 | 323,560,000 | 320,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,976,779,000 | 2,937,459,000 | 2,884,435,000 | 2,771,661,000 |
| Interest-bearing deposits | 1,907,240,000 | 1,852,261,000 | 1,809,842,000 | 1,740,452,000 |
| Noninterest-bearing deposits | 1,069,539,000 | 1,085,198,000 | 1,074,593,000 | 1,031,209,000 |
| Equity capital | 364,870,000 | 376,204,000 | 379,094,000 | 409,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 37,419,000 | 78,384,000 | 120,678,000 | 163,121,000 |
| Interest expense | 8,190,000 | 19,629,000 | 32,737,000 | 46,115,000 |
| Net interest income | 29,229,000 | 58,755,000 | 87,941,000 | 117,006,000 |
| Noninterest income | 6,531,000 | 14,194,000 | 21,956,000 | 44,503,000 |
| Noninterest expense | 22,287,000 | 44,452,000 | 66,106,000 | 89,402,000 |
| Provision for loan losses | 250,000 | 327,000 | 444,000 | 4,058,000 |
| Pretax income | 13,258,000 | 28,703,000 | 44,030,000 | 54,322,000 |
| Income tax | 3,240,000 | 7,322,000 | 11,376,000 | 13,943,000 |
| Net income | 10,018,000 | 21,381,000 | 32,654,000 | 40,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 395,676,000 | 407,665,000 | 415,988,000 | 421,041,000 |