Call reports 2021
BANK OF THE SIERRA — 2021
What BANK OF THE SIERRA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,326,563,000 | 3,272,598,000 | 3,443,274,000 | 3,371,577,000 |
| Total loans | 2,284,752,000 | 2,140,961,000 | 2,137,213,000 | 1,987,861,000 |
| Allowance for loan losses | 18,319,000 | 16,421,000 | 15,617,000 | 14,256,000 |
| Securities available for sale | 552,931,000 | 607,474,000 | 732,312,000 | 973,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,866,249,000 | 2,784,627,000 | 2,874,329,000 | 2,801,715,000 |
| Interest-bearing deposits | 1,833,542,000 | 1,702,081,000 | 1,709,235,000 | 1,697,028,000 |
| Noninterest-bearing deposits | 1,032,707,000 | 1,082,546,000 | 1,165,094,000 | 1,104,687,000 |
| Equity capital | 371,532,000 | 384,984,000 | 396,025,000 | 428,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 29,458,000 | 57,550,000 | 85,179,000 | 113,076,000 |
| Interest expense | 655,000 | 1,313,000 | 1,945,000 | 2,603,000 |
| Net interest income | 28,803,000 | 56,237,000 | 83,234,000 | 110,473,000 |
| Noninterest income | 6,760,000 | 13,390,000 | 20,941,000 | 28,052,000 |
| Noninterest expense | 19,803,000 | 39,639,000 | 59,915,000 | 81,481,000 |
| Provision for loan losses | 250,000 | -1,850,000 | -2,450,000 | -3,650,000 |
| Pretax income | 15,510,000 | 31,838,000 | 46,721,000 | 60,705,000 |
| Income tax | 3,977,000 | 8,130,000 | 11,769,000 | 15,223,000 |
| Net income | 11,533,000 | 23,708,000 | 34,952,000 | 45,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 326,592,000 | 339,254,000 | 350,961,000 | 387,059,000 |