Call reports 2020
BANK OF THE SIERRA — 2020
What BANK OF THE SIERRA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,670,214,000 | 3,109,813,000 | 3,199,559,000 | 3,219,575,000 |
| Total loans | 1,800,766,000 | 2,209,479,000 | 2,377,222,000 | 2,459,964,000 |
| Allowance for loan losses | 11,453,000 | 13,560,000 | 15,586,000 | 17,738,000 |
| Securities available for sale | 620,154,000 | 599,333,000 | 577,278,000 | 543,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,185,185,000 | 2,522,106,000 | 2,603,565,000 | 2,636,606,000 |
| Interest-bearing deposits | 1,474,691,000 | 1,557,092,000 | 1,615,963,000 | 1,680,942,000 |
| Noninterest-bearing deposits | 710,494,000 | 965,014,000 | 987,602,000 | 955,664,000 |
| Equity capital | 348,586,000 | 347,077,000 | 359,419,000 | 367,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 26,051,000 | 51,436,000 | 80,482,000 | 110,243,000 |
| Interest expense | 1,870,000 | 2,802,000 | 3,514,000 | 4,190,000 |
| Net interest income | 24,181,000 | 48,634,000 | 76,968,000 | 106,053,000 |
| Noninterest income | 6,107,000 | 12,620,000 | 19,409,000 | 25,616,000 |
| Noninterest expense | 17,470,000 | 35,087,000 | 53,639,000 | 74,202,000 |
| Provision for loan losses | 1,800,000 | 4,000,000 | 6,350,000 | 8,550,000 |
| Pretax income | 11,018,000 | 22,557,000 | 36,778,000 | 49,307,000 |
| Income tax | 2,688,000 | 5,410,000 | 8,785,000 | 11,902,000 |
| Net income | 8,330,000 | 17,147,000 | 27,993,000 | 37,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 303,756,000 | 299,946,000 | 311,242,000 | 318,194,000 |
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