Call reports 2018
BANK OF THE SIERRA — 2018
What BANK OF THE SIERRA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,373,378,000 | 2,425,318,000 | 2,462,903,000 | 2,522,387,000 |
| Total loans | 1,595,169,000 | 1,627,264,000 | 1,697,111,000 | 1,734,530,000 |
| Allowance for loan losses | 8,991,000 | 9,136,000 | 9,463,000 | 9,750,000 |
| Securities available for sale | 563,582,000 | 559,968,000 | 548,815,000 | 560,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,039,047,000 | 2,090,008,000 | 2,108,342,000 | 2,118,678,000 |
| Interest-bearing deposits | 1,394,267,000 | 1,413,639,000 | 1,420,112,000 | 1,453,813,000 |
| Noninterest-bearing deposits | 644,780,000 | 676,369,000 | 688,230,000 | 664,865,000 |
| Equity capital | 287,506,000 | 292,768,000 | 295,614,000 | 305,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 23,476,000 | 48,360,000 | 74,595,000 | 101,638,000 |
| Interest expense | 1,331,000 | 2,977,000 | 4,986,000 | 7,513,000 |
| Net interest income | 22,145,000 | 45,383,000 | 69,609,000 | 94,125,000 |
| Noninterest income | 5,023,000 | 11,100,000 | 16,823,000 | 22,546,000 |
| Noninterest expense | 17,419,000 | 35,013,000 | 52,518,000 | 69,690,000 |
| Provision for loan losses | 200,000 | 500,000 | 2,950,000 | 4,350,000 |
| Pretax income | 9,549,000 | 20,970,000 | 30,966,000 | 42,633,000 |
| Income tax | 2,400,000 | 5,318,000 | 7,780,000 | 11,057,000 |
| Net income | 7,149,000 | 15,652,000 | 23,186,000 | 31,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,661,000 | 268,847,000 | 273,927,000 | 280,184,000 |
| Total capital | 272,986,000 | 278,317,000 | 283,724,000 | 290,318,000 |
| Risk-weighted assets | 1,797,762,000 | 1,844,614,000 | 1,925,646,000 | 1,965,789,000 |