Call reports 2017
BANK OF THE SIERRA — 2017
What BANK OF THE SIERRA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,998,989,000 | 2,077,312,000 | 2,072,017,000 | 2,340,180,000 |
| Total loans | 1,238,766,000 | 1,302,007,000 | 1,314,329,000 | 1,560,594,000 |
| Allowance for loan losses | 9,588,000 | 9,230,000 | 8,784,000 | 9,043,000 |
| Securities available for sale | 549,680,000 | 578,094,000 | 583,200,000 | 558,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,722,991,000 | 1,794,515,000 | 1,785,772,000 | 1,993,295,000 |
| Interest-bearing deposits | 1,216,173,000 | 1,234,240,000 | 1,208,070,000 | 1,352,952,000 |
| Noninterest-bearing deposits | 506,818,000 | 560,275,000 | 577,702,000 | 640,343,000 |
| Equity capital | 241,826,000 | 247,456,000 | 241,626,000 | 285,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 17,898,000 | 36,948,000 | 56,774,000 | 80,908,000 |
| Interest expense | 699,000 | 1,577,000 | 2,622,000 | 3,855,000 |
| Net interest income | 17,199,000 | 35,371,000 | 54,152,000 | 77,053,000 |
| Noninterest income | 5,031,000 | 10,364,000 | 15,359,000 | 21,239,000 |
| Noninterest expense | 15,369,000 | 30,186,000 | 45,363,000 | 64,012,000 |
| Provision for loan losses | 0 | 300,000 | 300,000 | -1,140,000 |
| Pretax income | 6,869,000 | 15,315,000 | 23,914,000 | 35,002,000 |
| Income tax | 2,281,000 | 5,166,000 | 8,243,000 | 15,241,000 |
| Net income | 4,588,000 | 10,149,000 | 15,671,000 | 19,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 233,518,000 | 236,688,000 | 231,293,000 | 257,086,000 |
| Total capital | 243,478,000 | 246,262,000 | 240,421,000 | 266,463,000 |
| Risk-weighted assets | 1,378,173,000 | 1,450,026,000 | 1,458,693,000 | 1,771,403,000 |