Call reports 2015
BANK OF THE SIERRA — 2015
What BANK OF THE SIERRA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,730,668,000 | 1,732,038,000 | 1,715,010,000 | 1,794,648,000 |
| Total loans | 1,067,624,000 | 1,075,235,000 | 1,056,086,000 | 1,135,025,000 |
| Allowance for loan losses | 10,718,000 | 10,549,000 | 10,412,000 | 10,423,000 |
| Securities available for sale | 512,224,000 | 505,463,000 | 508,334,000 | 506,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,392,004,000 | 1,473,867,000 | 1,430,985,000 | 1,466,850,000 |
| Interest-bearing deposits | 990,628,000 | 1,040,242,000 | 1,005,665,000 | 1,032,377,000 |
| Noninterest-bearing deposits | 401,376,000 | 433,625,000 | 425,320,000 | 434,473,000 |
| Equity capital | 215,759,000 | 212,785,000 | 214,153,000 | 217,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 15,350,000 | 31,007,000 | 46,529,000 | 62,688,000 |
| Interest expense | 458,000 | 931,000 | 1,397,000 | 1,864,000 |
| Net interest income | 14,892,000 | 30,076,000 | 45,132,000 | 60,824,000 |
| Noninterest income | 3,885,000 | 8,213,000 | 12,430,000 | 17,043,000 |
| Noninterest expense | 13,156,000 | 25,616,000 | 37,685,000 | 49,706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,637,000 | 12,692,000 | 19,896,000 | 28,321,000 |
| Income tax | 1,682,000 | 4,107,000 | 6,698,000 | 9,573,000 |
| Net income | 3,955,000 | 8,585,000 | 13,198,000 | 18,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,710,000 | 198,383,000 | 200,547,000 | 205,055,000 |
| Total capital | 210,742,000 | 209,248,000 | 211,274,000 | 215,794,000 |
| Risk-weighted assets | 1,192,783,000 | 1,223,589,000 | 1,206,240,000 | 1,281,174,000 |