Call reports 2008
BANK OF THE SIERRA — 2008
What BANK OF THE SIERRA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,279,280,000 | 1,305,160,000 | 1,313,699,000 | 1,323,139,000 |
| Total loans | 918,226,000 | 929,779,000 | 951,800,000 | 945,275,000 |
| Allowance for loan losses | 12,478,000 | 12,622,000 | 11,275,000 | 15,094,000 |
| Securities available for sale | 234,897,000 | 239,275,000 | 238,990,000 | 241,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 933,182,000 | 971,498,000 | 969,680,000 | 1,070,177,000 |
| Interest-bearing deposits | 698,230,000 | 733,159,000 | 739,474,000 | 829,329,000 |
| Noninterest-bearing deposits | 234,952,000 | 238,339,000 | 230,206,000 | 240,848,000 |
| Equity capital | 120,784,000 | 121,163,000 | 127,756,000 | 126,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 20,525,000 | 40,101,000 | 60,493,000 | 78,510,000 |
| Interest expense | 6,020,000 | 10,891,000 | 15,520,000 | 19,685,000 |
| Net interest income | 14,505,000 | 29,210,000 | 44,973,000 | 58,825,000 |
| Noninterest income | 3,705,000 | 7,338,000 | 11,289,000 | 14,810,000 |
| Noninterest expense | 8,278,000 | 16,762,000 | 26,738,000 | 34,647,000 |
| Provision for loan losses | 2,270,000 | 4,920,000 | 5,820,000 | 19,456,000 |
| Pretax income | 7,996,000 | 15,213,000 | 24,051,000 | 19,879,000 |
| Income tax | 2,632,000 | 4,904,000 | 7,601,000 | 4,943,000 |
| Net income | 5,364,000 | 10,309,000 | 16,450,000 | 14,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,212,000 | 117,601,000 | 122,165,000 | 118,999,000 |
| Total capital | 126,851,000 | 130,384,000 | 133,600,000 | 132,129,000 |
| Risk-weighted assets | 1,029,002,000 | 1,037,480,000 | 1,056,331,000 | 1,048,246,000 |
Machine access — free, no API key
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