Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,534,280,000 | 1,560,484,000 | 1,584,558,000 | 1,592,935,000 |
| Total loans | 1,277,946,000 | 1,301,132,000 | 1,312,581,000 | 1,327,592,000 |
| Allowance for loan losses | 14,504,000 | 14,665,000 | 14,815,000 | 14,992,000 |
| Securities available for sale | 147,398,000 | 148,152,000 | 154,071,000 | 154,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,303,730,000 | 1,269,491,000 | 1,253,752,000 | 1,304,692,000 |
| Interest-bearing deposits | 1,116,449,000 | 1,094,168,000 | 1,082,095,000 | 1,133,344,000 |
| Noninterest-bearing deposits | 187,281,000 | 175,323,000 | 171,657,000 | 171,348,000 |
| Equity capital | 154,022,000 | 156,779,000 | 161,686,000 | 165,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,530,000 | 39,638,000 | 60,732,000 | 82,027,000 |
| Interest expense | 7,805,000 | 15,581,000 | 23,618,000 | 31,582,000 |
| Net interest income | 11,725,000 | 24,057,000 | 37,114,000 | 50,445,000 |
| Noninterest income | 3,596,000 | 8,253,000 | 12,702,000 | 17,234,000 |
| Noninterest expense | 11,095,000 | 22,589,000 | 34,312,000 | 46,603,000 |
| Provision for loan losses | 231,000 | 334,000 | 490,000 | 729,000 |
| Pretax income | 3,725,000 | 9,333,000 | 14,863,000 | 20,417,000 |
| Income tax | 962,000 | 2,470,000 | 3,940,000 | 5,364,000 |
| Net income | 2,763,000 | 6,863,000 | 10,923,000 | 15,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,364,000 | 159,095,000 | 161,517,000 | 164,600,000 |
| Total capital | 169,787,000 | 172,679,000 | 175,251,000 | 178,511,000 |
| Risk-weighted assets | 1,132,614,000 | 1,156,734,000 | 1,183,375,000 | 1,197,044,000 |