Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,547,850,000 | 1,530,124,000 | 1,534,440,000 | 1,537,157,000 |
| Total loans | 1,290,395,000 | 1,286,311,000 | 1,274,087,000 | 1,285,231,000 |
| Allowance for loan losses | 15,005,000 | 14,937,000 | 14,205,000 | 14,444,000 |
| Securities available for sale | 169,149,000 | 144,056,000 | 146,550,000 | 143,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,285,870,000 | 1,268,936,000 | 1,258,138,000 | 1,274,982,000 |
| Interest-bearing deposits | 1,101,011,000 | 1,092,628,000 | 1,090,319,000 | 1,092,272,000 |
| Noninterest-bearing deposits | 184,859,000 | 176,308,000 | 167,819,000 | 182,710,000 |
| Equity capital | 145,168,000 | 147,129,000 | 152,065,000 | 150,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,989,000 | 38,379,000 | 58,365,000 | 77,896,000 |
| Interest expense | 8,422,000 | 17,108,000 | 26,141,000 | 34,638,000 |
| Net interest income | 10,567,000 | 21,271,000 | 32,224,000 | 43,258,000 |
| Noninterest income | 3,013,000 | 7,130,000 | 11,641,000 | 15,662,000 |
| Noninterest expense | 11,056,000 | 22,211,000 | 33,490,000 | 45,158,000 |
| Provision for loan losses | -988,000 | -1,043,000 | -1,677,000 | -1,446,000 |
| Pretax income | 3,810,000 | 7,378,000 | 11,733,000 | 15,046,000 |
| Income tax | 977,000 | 1,895,000 | 3,038,000 | 3,767,000 |
| Net income | 2,833,000 | 5,483,000 | 8,695,000 | 11,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,247,000 | 151,933,000 | 153,751,000 | 155,252,000 |
| Total capital | 163,090,000 | 164,708,000 | 165,794,000 | 167,534,000 |
| Risk-weighted assets | 1,153,634,000 | 1,154,630,000 | 1,134,995,000 | 1,159,340,000 |