Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,526,365,000 | 1,505,326,000 | 1,520,068,000 | 1,550,854,000 |
| Total loans | 1,203,230,000 | 1,221,212,000 | 1,253,302,000 | 1,283,382,000 |
| Allowance for loan losses | 16,646,000 | 16,698,000 | 16,083,000 | 15,990,000 |
| Securities available for sale | 217,273,000 | 191,887,000 | 171,985,000 | 174,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,222,542,000 | 1,219,383,000 | 1,199,520,000 | 1,247,863,000 |
| Interest-bearing deposits | 1,021,093,000 | 1,027,604,000 | 1,020,098,000 | 1,061,867,000 |
| Noninterest-bearing deposits | 201,449,000 | 191,779,000 | 179,422,000 | 185,996,000 |
| Equity capital | 138,445,000 | 139,222,000 | 139,502,000 | 144,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,475,000 | 32,551,000 | 50,614,000 | 69,319,000 |
| Interest expense | 5,189,000 | 11,341,000 | 18,259,000 | 26,220,000 |
| Net interest income | 10,286,000 | 21,210,000 | 32,355,000 | 43,099,000 |
| Noninterest income | 3,244,000 | 7,205,000 | 11,765,000 | 15,567,000 |
| Noninterest expense | 11,200,000 | 22,500,000 | 33,913,000 | 45,388,000 |
| Provision for loan losses | 4,000 | 29,000 | -974,000 | -906,000 |
| Pretax income | 2,158,000 | 5,778,000 | 10,981,000 | 14,128,000 |
| Income tax | 508,000 | 1,457,000 | 2,822,000 | 3,546,000 |
| Net income | 1,650,000 | 4,321,000 | 8,159,000 | 10,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,147,000 | 145,734,000 | 148,571,000 | 149,025,000 |
| Total capital | 157,550,000 | 158,829,000 | 161,411,000 | 161,772,000 |
| Risk-weighted assets | 1,114,256,000 | 1,103,414,000 | 1,124,552,000 | 1,158,763,000 |